Michael Dane Steele

7000199, Feb 14, 2006

May 9, 2001

09/852776

Michael S. Steele - Berkeley CA, US
Stuart L. Crawford - Piedmont CA, US

FairIsaac and Company Inc. - San Rafael CA

G09G 5/00

715854, 715514, 715517, 715526, 715861

The invention herein draws from the design principles of the field of information visualization and provides a series of design principles for the efficient display of large strategies, based in part upon the use of fish-eye views. Specific principles include any of the following: do not let the off screen part of strategy affect the display of the on screen part of the strategy; do not try to show detail where it is not important; always show the condition path; no scroll bars; provide navigational shortcuts; provide navigational cues; fit as much information on the screen as possible; maintain a consistent top of the strategy-children orientation; fit the strategy display into a rectangular view; and be capable of rendering all strategies.

7711635, May 4, 2010

Feb 27, 2006

11/363984

Michael Scott Steele - Berkeley CA, US
Ethan J. Dornhelm - Greenbrae CA, US
Sharon Hatcher Tilley - Larkspur CA, US
Jeffrey Jue - Dublin CA, US
Edward Koichi McAvoy - Foster City CA, US

Fair Isaac Corporation - Minneapolis MN

G06Q 40/00

705 38

A system and method is provided that provides tools to consumers to help consumers understand their credit scores and how to take action to improve their credit scores. A system and method for each of and for a combination of a score estimating tool, a best action simulation tool, an easy error correction tool, and a score improvement tool are provided.

8078524, Dec 13, 2011

Jun 25, 2002

10/183135

Stuart Crawford - Piedmont CA, US
Andrew Flint - Berkeley CA, US
Sharon Anne Hatcher - Larkspur CA, US
Keith Owen Hillestad - White Bear Lake MN, US
Thomas J. Quinn - San Francisco CA, US
Michael William Rapaport - Houston TX, US
Sue Ann Simon - Sonoma CA, US
Michael Scott Steele - Berkeley CA, US
Cheryl Lynne St. John - Petaluma CA, US

Fair Isaac Corporation - Minneapolis MN

G06Q 40/00

705 38, 705 35, 705 39

The invention comprises a method and apparatus for explaining credit scores, for example in connection with a credit score explanation service, in which consumers can identify the sources of information used to establish their credit score, supply their credit report and credit score information in connection with their application for credit-related products and services, such as loans, and determine the effect on their credit score and cost for credit-related products and services based upon various hypothetical changes in their credit behavior.

8200609, Jun 12, 2012

Aug 29, 2008

12/201839

Stuart L. Crawford - Piedmont CA, US
Michael Steele - Michigan City IN, US
Prasun Kumar - Karnataka, IN
Sergei Tolmanov - Walnut Creek CA, US
Megan Thorsen - Sunnyvale CA, US
Chris Erickson - El Cerrito CA, US

Fair Isaac Corporation - Minneapolis MN

G06F 17/00
G06N 7/00
G06N 7/08

706 59

Data characterizing a plurality of related action graphs is received. Thereafter, the plurality of related action graphs are transformed into a logically equivalent structure so that rendering of the logically equivalent structure can be initiated. Related interfaces, apparatus, systems, techniques and articles are also described.

8266090, Sep 11, 2012

Aug 29, 2008

12/201555

Stuart L. Crawford - Piedmont CA, US
Michael Steele - Michigan City IN, US
Navin Doshi - Karnataka, IN
Sergei Tolmanov - Walnut Creek CA, US
Kashyap Babu Rao Kolipaka - Karnataka, IN
Gaurav Chhaparwal - Rajasthan, IN
Megan Thorsen - Sunnyvale CA, US
Chris Erickson - El Cerrito CA, US

Fair Isaac Corporation - Minneapolis MN

G06F 9/44
G06N 7/02

706 52, 706 46, 706 45

A request to compare strategies is received. The first strategy can be graphically represented by a first set of linked nodes arranged in a first form of decision logic. The second strategy can be graphically represented by a second set of linked nodes arranged in a second form of decision logic. The first set of linked nodes can be converted to a first modified set of linked nodes arranged in a third form of decision logic. The second set of linked nodes can be converted to a second modified set of linked nodes arranged in the third form of decision logic. A color-coded visual representation of the first modified set of linked nodes and the second modified set of linked nodes can be provided to a user. Related apparatus, techniques, and articles are also described.

8312389, Nov 13, 2012

Aug 29, 2008

12/201400

Stuart L. Crawford - Piedmont CA, US
Gaurav Chhaparwal - Rajasthan, IN
Navin Doshi - Karnataka, IN
Kashyap Babu Rao Kolipaka - Karnataka, IN
Sergei Tolmanov - Walnut Creed CA, US
Michael Steele - Michigan City IN, US
Megan Thorsen - Sunnyvale CA, US

Fair Isaac Corporation - Minneapolis MN

G06F 3/00
G06F 9/00
G06F 17/00

715854, 715853, 715969, 715763

Techniques for visualization of decision logic are provided. In one aspect, the techniques can be implemented by providing a control within a graphical user interface to a user. The control can display a plurality of graphical user interface elements corresponding to linked nodes within a hierarchical structure. An input identifying a selected graphical user interface element within the control can be generated by a user. A selected node within the hierarchical structure can be identified based on the selected graphical user interface element. In response to a request from a user, modifying an appearance of a subset of the linked nodes within the hierarchical structure based on a desired visualization criteria, the linked nodes within the hierarchical structure and the selected node.

20090044279, Feb 12, 2009

Jul 18, 2008

12/175858

Stuart L. Crawford - Piedmont CA, US
Chris Erickson - Michigan City IN, US
Victor Miagkikh - San Francisco CA, US
Michael Steele - Berkeley CA, US
Megan Thorsen - Sunnyvale CA, US
Sergei Tolmanov - Walnut Creek CA, US

Fair Isaac Corporation - Minneapolis MN

H04L 9/32
G06F 21/20

726 26

Fraud detection is facilitated by developing account cluster membership rules and converting them to database queries via an examination of clusters of linked accounts abstracted from the customer database. The cluster membership rules are based upon certain observed data patterns associated with potentially fraudulent activity. In one embodiment, account clusters are grouped around behavior patterns exhibited by imposters. The system then identifies those clusters exhibiting a high probability of fraud and builds cluster membership rules for identifying subsequent accounts that match those rules. The rules are designed to define the parameters of the identified clusters. When the rules are deployed in a transaction blocking system, when a rule pertaining to an identified fraudulent cluster is triggered, the transaction blocking system blocks the transaction with respect to new users who enter the website.