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Roopa Vaidya

from Jackson Heights, NY
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Related to:
Avani H ChandratreHiren Chandratre, 57Ravikiran VaidyaRoopa Chandratre, 53Hiren Chandratre
Connected to:
Abha A Vaidya, 60Amresh A Vaidya, 55Anirudha Vaidya, 35Anita Vaidya, 65Charuta M Vaidya, 52Darshee N Vaidya, 41Deepesh K Vaidya, 49Dipti H Vaidya, 44Jeetendra U Vaidya, 42Kamalini H Vaidya, 76

Roopa Vaidya Phones & Addresses

  • 7610 34Th Ave, Jackson Heights, NY 11372
  • 187 Abbe Ln, Clifton, NJ 07013 (973) 523-0663
  • 7610 34Th Ave APT 6J, Jackson Heights, NY 11372

Resumes

Resumes

Roopa Vaidya Photo 1

Roopa Vaidya

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Location:
Clifton, NJ
Industry:
Retail
Work:
Arhs Consulting Jan 2008 - Dec 2010
Account and Administration
Skills:
Microsoft Excel
Accounting
Roopa Vaidya Photo 2

Roopa Vaidya

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Publications

Us Patents

System And Method Of Authentication Using Image Of A User

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US Patent:
20190065874, Feb 28, 2019
Filed:
Aug 30, 2017
Appl. No.:
15/691400
Inventors:
- Purchase NY, US
Steven Klocinski - Riverside CT, US
Jeremy Pastore - Larchmont NY, US
Roopa A. Vaidya - Pleasantville NY, US
Michael L. Zhao - New York NY, US
Ramamohan Reddy Sangasani - White Plains NY, US
International Classification:
G06K 9/00
G06T 7/11
Abstract:
A fraud prevention system, method and medium analyzes a fraud prevention image, or a sequence of fraud prevention images, including a facial region of the user and a card associated with the user. The systems, methods and mediums may enable an image parser, a facial recognizer, a communication manager and an authenticator. The image parser may be adapted to parse the fraud prevention image into a facial image and a device image. The facial recognizer may be adapted to analyze the facial image to generate a current facial signature of the user. The authenticator may be adapted to authenticate the user based at least on comparison to the current facial signature and an enrolled facial signature. The communication manager may request a device verification based on a device signature and the authentication of the user. A liveness detector may verify liveness of the user within the fraud prevention image.

System And Method To Provide A Reward During A Cashless Transaction

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US Patent:
20180181978, Jun 28, 2018
Filed:
Dec 27, 2016
Appl. No.:
15/391263
Inventors:
- Purchase NY, US
Roopa A. Vaidya - Pleasantville NY, US
Nigel Noyes - Irvington NY, US
Matthew Haisley - Monroe NY, US
Gaurav Kumar - Ahmedabad, IN
International Classification:
G06Q 30/02
G06Q 50/00
G06Q 20/34
Abstract:
A system and method to provide a reward during a cashless transaction, i.e., in real-time, that is immediately applied to the cashless transaction to reduce the amount due from a customer. The system and method link the reward to a group comprised of the customer and his/her friends, family, colleagues, and adds a gaming aspect to a rewards program in that there is a possibility that a cardholder wins a reward each time he/she uses the credit card. The system and method calculates a probability value for the customer and/or for the group, generates a random number for the cashless transaction, and provides a reward if the random number and probability value are the same.

Methods And System For Real-Time Fraud Decisioning Based Upon User-Defined Valid Activity Location Data

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US Patent:
20170357971, Dec 14, 2017
Filed:
Jun 14, 2016
Appl. No.:
15/181982
Inventors:
- Purchase NY, US
Roopa VAIDYA - Elmsford NY, US
Michael CARDAMONE - New Windsor NY, US
Assignee:
MasterCard International Incorporated - Purchase NY
International Classification:
G06Q 20/40
G06Q 20/32
G06F 3/0488
G09G 5/377
H04W 64/00
H04W 4/02
G06F 3/0481
G06F 3/0484
Abstract:
A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, by the user device, the user-provided authentication data.

Method And System For Real Time Fraud Decisioning In Transaction Processing

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US Patent:
20170357977, Dec 14, 2017
Filed:
Jun 14, 2016
Appl. No.:
15/182096
Inventors:
- Purchase NY, US
Roopa VAIDYA - Elmsford NY, US
Michael CARDAMONE - New Windsor NY, US
Assignee:
MasterCard International Incorporated - Purchase NY
International Classification:
G06Q 20/40
G06Q 20/20
Abstract:
A computer-implemented method comprising: intercepting, from an output of fraudulent activity determination software, an electronic transaction message; reading by a processing device, the intercepted message; detecting, that the received electronic transaction message includes a data field comprising a fraud-related decline code; updating, by the processing device, the received electronic message by replacing the fraud-related decline code with a hold code; generating, based upon the detection of the fraud-related decline code, at least one authentication request message configured to prompt at least one of a point of sale device and a user mobile device that authentication data is to be input by a user; transmitting, by a transmitting device and to the point of sale device, the updated electronic transaction message; and transmitting, by the transmitting device and to at least one of the point of sale device and a user mobile device, the at least one authentication request message.

Methods, Systems And Computer Readable Media For Utilizing Payment Card Transaction Data To Provide Alert Messages Relating To Unpurchased Items To Cardholder Users

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US Patent:
20170178219, Jun 22, 2017
Filed:
Dec 17, 2015
Appl. No.:
14/973602
Inventors:
- Purchase NY, US
Roopa A. Vaidya - Pleasantville NY, US
International Classification:
G06Q 30/06
G06Q 20/34
Abstract:
Methods, systems, and computer readable media for utilizing payment card transaction data to provide alert messages relating to unpurchased items to cardholder users are disclosed. In some aspects, the methods can include receiving a message including payment card transaction data designating one or more products or services purchased during a most recent payment card transaction conducted by a cardholder user, identifying the one or more products or services that were not purchased, but that should have been purchased, during the most recent payment card transaction, using aggregate payment card transaction data designating the one or more products or services purchased during any previous payment card transactions conducted by the cardholder user, generating an alert message identifying the one or more products or services that were not purchased, but that should have been purchased, during the most recent payment card transaction, and providing, to a cardholder user device, the alert message.

Method And System Of Improving The Integrity Of Location Data In Records Resulting From Atm-Based Single Message Transactions Processed Over A Payment Network

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US Patent:
20160140665, May 19, 2016
Filed:
Nov 14, 2014
Appl. No.:
14/541656
Inventors:
- Purchase NY, US
STEPHEN DANTU - Armonk NY, US
ROOPA VAIDYA - Elmsford NY, US
MICHAEL CARDAMONE - New Windsor NY, US
International Classification:
G06Q 40/00
G06F 17/30
Abstract:
A method and system are provided herein of improving the integrity of location data in records resulting from ATM-based single message transactions processed over a payment network including: electronically storing records on a specialized computing device, the records resulting from ATM-based single message transactions processed over a payment network; geocoding location data in the records to generate geocoded records which are electronically stored on the specialized computing device; extracting at least two details from a first of the geocoded records; and, comparing, using a special purpose database management system, the at least two details with data structures maintained in a special purpose database of ATM-related information generated independently of the records resulting from the ATM-based single message transactions. Advantageously, the subject invention allows for the integrity of the details of the processed transactions to be improved, in reporting to users, to minimize confusion and challenges of fraud.

Methods, Systems And Computer Readable Media For Utilizing Payment Card Transaction Data To Conduct Product Price Comparisons

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US Patent:
20160055502, Feb 25, 2016
Filed:
Aug 25, 2014
Appl. No.:
14/467790
Inventors:
- Purchase NY, US
Roopa A. Vaidya - Elmsford NY, US
International Classification:
G06Q 30/02
G06Q 20/34
Abstract:
Methods, systems, and computer readable media for utilizing payment card transaction data to conduct product price comparisons are disclosed. In one example, the method includes receiving product selection information associated with a designated product from a user selection device and receiving geographic location information associated with the user selection device. The method also utilizing the product selection information and the geographic location information to identify merchant entities that have conducted sales transactions of the designated product within an area specified by the geographic location information and providing, to the user selection device, merchant comparison data that includes the identified merchant entities and the sales transaction prices of the designated product.

Methods And Systems For Identifying Merchant And Atm Demand

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US Patent:
20160042374, Feb 11, 2016
Filed:
Aug 11, 2014
Appl. No.:
14/456593
Inventors:
- Purchase NY, US
Roopa Vaidya - Elmsford NY, US
Michael Cardamone - New Windsor NY, US
International Classification:
G06Q 30/02
Abstract:
Methods and systems are provided for identifying demand at, for example, merchants and ATMs located within selected geographic boundaries, and over a selected time frame. Transaction data for transactions conducted over the selected time frame is received at a computing device, and location data is associated with each of the transactions. The location data generally corresponds to a location at which each of the transactions occurred. The transactions are then grouped into geographic boundaries based on the location data. For each of the geographic boundaries, the transaction data is compared to a predefined benchmark. And, for each of the geographic boundaries satisfying the benchmark, demand indices are generated indicative of financial demand in the geographic boundary.
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Roopa Vaidya from Jackson Heights, NY Get Report