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Rick A Rafey

from Santa Clara, CA
Age ~62

Rick Rafey Phones & Addresses

  • 1467 Lexington St, Santa Clara, CA 95050 (408) 985-1576 (408) 242-9648
  • Falls Church, VA
  • Los Altos Hills, CA
  • Alexandria, VA
  • 1467 Lexington St, Santa Clara, CA 95050 (408) 985-1576

Work

Position: Professional/Technical

Education

Degree: Associate degree or higher

Publications

Us Patents

System And Method For Issuing And Redeeming Incentives On Electronic Data Cards

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US Patent:
8473334, Jun 25, 2013
Filed:
Sep 2, 2005
Appl. No.:
11/218797
Inventors:
Simon Gibbs - San Jose CA, US
Rick Rafey - Santa Clara CA, US
Jeffrey Dorn - Ridgewood NJ, US
Keiji Shiotani - North Bergen NJ, US
Linghan Cai - Fremont CA, US
Assignee:
Sony Corporation - Tokyo
Sony Electronics Inc. - Park Ridge NJ
International Classification:
G06Q 30/00
US Classification:
705 14
Abstract:
A system for issuing, redeeming and monitoring incentive offers generated in response to qualifying on-line and off-line non-purchase activities. For example, an electronic data card is used to store electronic coupons issued by web sites (i. e. , on-line) and/or off-line locations. In one embodiment activity registration is performed by programming integrated with, or coupled to, a web browser. Off-line activity is registered by a kiosk at a merchant location that generates an incentive offer, or a token which is later converted to an incentive offer, in response to conditions determined at the kiosk (e. g. , entered by the user, clerk, and so forth). A loyalty server operates to aggregate information about the offers for reporting purposes, and can be optionally required for determining qualification for an incentive offer, providing security codes for participating incentive issuers, providing qualification of offers prior to issuance, and validating stored offers prior to redemption.

System, Apparatus And Method For Obtaining One-Time Credit Card Numbers Using A Smart Card

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US Patent:
20070114274, May 24, 2007
Filed:
Nov 21, 2005
Appl. No.:
11/285095
Inventors:
Simon Gibbs - San Jose CA, US
Rick Rafey - Santa Clara CA, US
Jeffrey Dorn - Ridgewood NJ, US
Keiji Shiotani - North Bergen NJ, US
International Classification:
G06K 5/00
US Classification:
235380000
Abstract:
A system, apparatus and method for utilizing one-time, or temporary, “credit” card information for executing purchase transactions with a smart card or similar electronic data card device. The card is activated in an activation process with the issuer prior to receiving and utilizing temporary card information (numbers). Retrieval and submission of temporary card information is performed in an automatic process executed by application programming, such as within a web browser. By way of example, a user surfing the web commences a purchase transaction wherein their smart card communicates with the issuer of the smart card to retrieve one-time or temporary use card data which is submitted through the network for processing within the transaction. In one embodiment the programming is executed within a web browser which marks card data fields within transaction forms and automatically fills these fields with temporary card information received from the issuer.
Rick A Rafey from Santa Clara, CA, age ~62 Get Report