Otto Rd Horstmann

3525 Piedmont Rd, Atlanta, GA 30305

Financial Services

Fordham University
The City University of New York

Finance
Credit
Funding
Banking
Loans
Financial Analysis
Commercial Lending
Small Business Lending
Credit Analysis
Credit Cards
Risk Management
Small Business
Merchant Services
Credit Risk
Portfolio Management
Financial Services
Factoring
Investments
Working Capital Management
Cash
Private Equity
Asset Management
Asset Based Lending
Strategic Financial Planning
Financial Risk
Loan Origination
Underwriting
Relationship Management
Lines of Credit
Credit Card Processing
Cash Management
Commercial Banking
Mortgage Lending
Corporate Finance

French

Staten Island, NY

Human Resources

Novartis Feb 1999 - Jul 2016
Director of Benefits - Retired
Siemens 1988 - 1998
Manager of Benefits
Gulf & Western 1979 - 1989
Manager of Retirement Plans

St. John's University 1973 - 1975
Masters, Master of Arts, Mathematics Villanova University 1969 - 1973
Bachelors, Bachelor of Science, Mathematics

Employee Benefits
Benefits Administration
Defined Benefit
Deferred Compensation
Hris
Succession Planning
Executive Pay
Incentive Programs
Performance Management
Hr Transformation
Hr Consulting
Personnel Management
Human Resources
Vendor Management
Process Improvement
Compensation and Benefit
Workforce Planning
Talent Management
Salary
Strategic Planning
Employee Relations
Job Evaluation
Human Resources Information Systems
Business Process Improvement
Employee Benefits Design