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Kristofer D Perez

from New York, NY
Age ~39
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Related to:
Francine B Perez, 49Javier Perez, 71Frankie Sanchez, 63Derek A Perez, 53Alejandro C Sanchez, 64Ambarina A Perez, 57Daniel I Perez, 40Dario A Perez, 87Maria L Sanchez, 87
Connected to:
Abednego G Perez, 51Abigail Perez, 38Abundio M Perez, 65Adan Perez, 55Adbelty Perez, 48Addis E Perez, 47Adelina M Perez, 41Adeliza Perez, 54Adonias G Perez, 74Adonis J Perez, 36

Kristofer Perez Phones & Addresses

  • New York, NY
  • 2889 Mcfarlane Rd, Miami, FL 33133
  • Bethlehem, PA
  • 111 3Rd Ave APT 8H, New York, NY 10003

Work

Company: Mastercard advisors Mar 2011 Address: Greater New York City Area Position: Associate managing consultant

Education

Degree: BS School / High School: Lehigh University 2004 to 2008 Specialities: Mechanical Engineering

Skills

Strategy • Analytics • Analysis • Business Strategy • Crm • Marketing Strategy • Product Development • Data Analysis • Management Consulting • Payments • Management • Segmentation • Microsoft Excel • Credit Cards • Financial Services • Strategic Planning • Debit Cards • Financial Analysis • Business Analysis • Financial Modeling • Payment Systems • Competitive Analysis • Business Development • Market Research • Powerpoint • Microsoft Office • Portfolio Management • Team Management • Risk Management • Product Management • Analytical Skills

Languages

English • Spanish • French • Portuguese

Ranks

Certificate: Enterprise Design Thinking Practitioner

Interests

Education • Economic Empowerment

Industries

Financial Services

Resumes

Resumes

Kristofer Perez Photo 1

Innovation Director, Product Management

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Location:
New York, NY
Industry:
Financial Services
Work:
MasterCard Advisors - Greater New York City Area since Mar 2011
Associate Managing Consultant
MasterCard Advisors - Greater New York City Area Sep 2008 - Mar 2011
Associate Consultant
Lloyds TSB Bank plc - Greater New York City Area May 2007 - Jul 2007
Project Finance Intern
FPL - Miami/Fort Lauderdale Area Jun 2006 - Jul 2006
INROADS Intern
Banco Santander - Miami/Fort Lauderdale Area Jun 2005 - Jul 2005
IT Intern
Education:
Lehigh University 2004 - 2008
BS, Mechanical Engineering International School of Brussels 1995 - 2004
IB, International Baccalaureate Diploma
Skills:
Strategy
Analytics
Analysis
Business Strategy
Crm
Marketing Strategy
Product Development
Data Analysis
Management Consulting
Payments
Management
Segmentation
Microsoft Excel
Credit Cards
Financial Services
Strategic Planning
Debit Cards
Financial Analysis
Business Analysis
Financial Modeling
Payment Systems
Competitive Analysis
Business Development
Market Research
Powerpoint
Microsoft Office
Portfolio Management
Team Management
Risk Management
Product Management
Analytical Skills
Interests:
Education
Economic Empowerment
Languages:
English
Spanish
French
Portuguese
Certifications:
Enterprise Design Thinking Practitioner
Ibm Agile Explorer

Publications

Us Patents

Method And System For Estimating A Price Of A Trip Based On Transaction Data

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US Patent:
20160148234, May 26, 2016
Filed:
Nov 26, 2014
Appl. No.:
14/554810
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/02
Abstract:
A computer-implemented method for estimating a price of a candidate trip based on transaction data is provided. The method includes generating a profile associated with a first cardholder, based at least in part on stored first transaction data associated with one or more purchases made by the first cardholder through a payment network. The profile indicates a spending trend of the first cardholder. The method additionally includes determining a price paid by at least a second cardholder for a reference trip, based at least in part on second transaction data stored in one or more memory devices. The second transaction data is associated with purchases made by the second cardholder through the payment network during the reference trip. Additionally, the method includes determining an estimated price for the candidate trip for the first cardholder by adjusting the price paid based at least in part on the spending trend of the first cardholder.

Systems And Methods For Recommending Vacation Options Based On Historical Transaction Data

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US Patent:
20160148256, May 26, 2016
Filed:
Nov 26, 2014
Appl. No.:
14/554713
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/02
G06Q 50/14
Abstract:
A computer-implemented method for recommending vacation options based on transaction data is implemented by a vacation recommendation computer device in communication with a memory. The method includes receiving a plurality of transaction data associated with a cardholder, processing the plurality of transaction data to determine a plurality of cardholder vacation characteristics, receiving a plurality of vacation options including at least one vacation attribute, identifying at least one vacation option responsive to the cardholder by comparing the plurality of cardholder vacation characteristics to the at least one vacation attribute, and recommending the at least one identified vacation option to the cardholder.

Systems And Methods For Recommending Vacation Options Based On Historical Vacation Data

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US Patent:
20160148257, May 26, 2016
Filed:
Nov 26, 2014
Appl. No.:
14/554756
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/02
G06Q 20/34
G06Q 50/14
Abstract:
A computer-implemented method for recommending vacation options based on historical vacation data is implemented by a vacation recommendation computer device. The method includes receiving a plurality of transaction data associated with a cardholder, identifying vacation transaction data from the plurality of transaction data, processing the vacation transaction data to determine a plurality of cardholder vacation characteristics, determining a vacation profile based on the plurality of cardholder vacation characteristics, identifying a plurality of cardholders with associated vacation profiles that match the vacation profile, receiving a plurality of vacation options including at least one vacation attribute, retrieving a vacation history associated with each of the identified plurality of cardholders, identifying at least one vacation option responsive to the cardholder by comparing the plurality of cardholder vacation characteristics to the at least one vacation attribute, and recommending the at least one identified vacation option to the cardholder.

Method And System For Recommending A Merchant Based On Transaction Data

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US Patent:
20160148258, May 26, 2016
Filed:
Nov 26, 2014
Appl. No.:
14/554981
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/02
Abstract:
A computer-implemented method for recommending a merchant based on transaction data is provided. The method is implemented using an analyzer computing device in communication with one or more memory devices. The method includes generating a profile indicating a stage of life of a cardholder, based at least in part on first transaction data stored in the one or more memory devices. The first transaction data is associated with one or more purchases made by the cardholder through a payment network. The method additionally includes retrieving, from the one or more memory devices, second transaction data associated with a plurality of sales from a first merchant, determining a transaction volume associated with the first merchant, and generating a recommendation for the cardholder to purchase goods from the first merchant, based at least in part on the determined transaction volume and the profile.

Method And System For Providing A Profile Associated With A Cardholder

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US Patent:
20160148296, May 26, 2016
Filed:
Nov 26, 2014
Appl. No.:
14/554793
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/06
G06Q 20/40
G06Q 20/10
Abstract:
A computer-implemented method for providing a profile associated with a cardholder to a suggestion computing device is provided. The method is implemented using a computing device in communication with one or more memory devices. The method includes retrieving, from the one or more memory devices, stored transaction data associated with a plurality of purchases made by a cardholder using a payment card and processed over a payment network. The method additionally includes determining at least one interest of the cardholder based on the stored transaction data, storing the at least one determined interest in a profile associated with the cardholder, and transmitting the cardholder profile to the suggestion computing device for use in suggesting one or more goods to the cardholder.

Method And System For Inferring Taxpayer Location From Transaction Data

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US Patent:
20160027127, Jan 28, 2016
Filed:
Jul 28, 2014
Appl. No.:
14/341996
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 40/00
G06Q 20/38
Abstract:
A computer-implemented method for inferring a taxpayer location from transaction data is implemented by a computing device coupled to a memory. The method includes receiving, by the computing device, a travel report request message including a payment card identifier associated with a taxpayer and a report date, retrieving, by the computing device, transaction data for a payment card associated with the payment card identifier and the report date, the transaction data including merchant location data associated with a merchant zip code, inferring a location of the taxpayer using the merchant location and the report date, comparing the inferred location with a plurality of tax zones stored in the memory to determine a specific tax zone of the plurality of tax zones associated with the inferred location of the taxpayer, and providing a travel report to the taxpayer, wherein the travel report includes the inferred location for the report date and the tax zone associated with the inferred location.

Systems And Methods For Categorizing Neighborhoods Based On Payment Card Transactions

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US Patent:
20160005061, Jan 7, 2016
Filed:
Jul 7, 2014
Appl. No.:
14/324471
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 30/02
G06Q 40/00
Abstract:
A computer implemented method for categorizing neighborhoods based on cardholder transactions is provided. The method is implemented using a computing device having a processor communicatively coupled to a memory. The method includes receiving a plurality of payment transactions from a plurality of cardholders, generating a list of cardholders based on the plurality of payment transactions, determining one or more life stage segments for each cardholder based on the plurality of payment transactions, determining one or more geographic regions based in part on the plurality of payment transactions where each geographic region contains a plurality of cardholders, determining a lifestyle category for at least one geographic region of the one or more geographic regions based on the one or more life stage segments of each of the cardholders associated with the corresponding geographic region, and providing a lifestyle report for the at least one geographic region.

Selecting Insurance Coverage Based On Transaction Data

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US Patent:
20160005129, Jan 7, 2016
Filed:
Jul 2, 2014
Appl. No.:
14/322879
Inventors:
- Purchase NY, US
Kristofer Perez - New York NY, US
International Classification:
G06Q 40/08
Abstract:
Transaction data is mined to obtain a health profile for at least one person who wishes to select a medical insurance plan. The transaction data includes at least one of payment card transaction data and electronic bill presentment and payment transaction data. A database of insurance information is accessed to obtain information on cost and coverage for at least two medical insurance plans available to the at least one person who wishes to select the medical insurance plan. An optimal one of the at least two medical insurance plans is selected for the person who wishes to select the medical insurance plan, based on the health profile and the information on cost and coverage for the at least two medical insurance plans.
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Kristofer D Perez from New York, NY, age ~39 Get Report