Justin C Sheftell

Refinancing
HARP 2.0
Refi Plus
Open Access

Courtesy Mortgage
2615 Camino Del Rio S, San Diego, CA 92108
(619) 756-7131 (Office), (619) 756-7131 (Cell), (619) 858-2367 (Fax)

12 years

Courtesy Mortgage has beenworking withCalifornia homeowners on their refinance and purchase needs since 1997. We offer the full complement of HARP 2.0 available products including Unlimited Loan to Value for both Fannie Mae and Freddie Mac eligible loans and we allow LPMI transfers if necessary. This includes DU Refi Plus and Freddie Mac Open Access underwriting. Both are avaiable with no minimum FICO score. As long as you have made your last 12 mortgage payments timely on a HARP eligible loan, there is a great chance we can approve your HARP refinance. With California property values now on the rise the following scenarios are currently most popular. Cash out for Home Improvement Cash out for Debt Consolidation Refinance from FHA to Remove Mortgage Insurance If your home has increased in value it could be worth looking closer to see if this will allow you to lower your payments or improve your monthlycash flow. We are proud to have been contributing to the Zillow community for over 5 years now and always welcome any questions or inquiries you might have for California property. Hope to hear from you. Justin Sheftell NMLS#287667

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