Justin H Lopatin

Purchase Loan
Refinancing
Home Equity
Mortgage Planning

PERL Mortgage
837 N Milwaukee Ave, Chicago, IL 60642
(312) 376-3760 (Office), (847) 345-0308 (Cell)

9 years

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Purchase Loan
Refinancing
Home Equity
Mortgage Planning

Baytree National Bank & Trust Co.
837 North Milwaukee Avenue, Chicago, IL 60642
(312) 376-2209 (Office), (847) 345-0308 (Cell), (312) 376-1293 (Fax)

As the Vice President of Residential Banking my focus is working directly with homeowners, investors, and real estate agents to better understand all of the residential financing options available for themselves and/or for their clients. I work with you to provide and structure a responsible loan that coincides with your financial objectives. I simplify the mortgage process to create a stress-free experience. Just recently myself and my company have been featured on both ABC and CBS news for commentary on the lending environment and the housing market: ABC News Chicago - Debt Ceiling & Mortgage Rates CBS News - Banks Looking for More Skin in The Game Please contact me for a free consultation: Office: 312-376-2209 or [email protected] Ask me about: ● Lending in all 50 states ● FHA and VA loan options ● Optimizing loan terms for non-conforming, or portfolio jumbo loans ● 95% loan-to-value for condos [non-FHA approved projects] ● "Underwater" refinancing ● No income, no asset, no appraisal, streamline refinances ● Loan-term conversions [ex: 30YR to 15YR] ● 90% LTV Cash-out ● Strategic, Cash-IN refinance to 125% LTV ● Investment and second home ● FTHBs down to 600 FICO ● HomePath Financing ***I AM CURRENTLY OFFERING A $500 CLOSING COST CREDIT FOR APPRAISAL AND INSPECTION -- ASK ME FOR THE DETAILS***

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