Lubbock, TXOwner, Cash Flow Planner at Secure Planning Concep... Allen Gaines is a Cash Flow Planner: Since 1986, Allen has been helping people plan for the savings, growth and protection of their assets and minimizing their... Allen Gaines is a Cash Flow Planner: Since 1986, Allen has been helping people plan for the savings, growth and protection of their assets and minimizing their exposure to risk. Born in Lubbock, Allen is the father of three terrific children and husband to his beautiful wife Becky of 25 years. He...