US Patent:
20180150811, May 31, 2018
Inventors:
- Minneapolis MN, US
Terry Wallace - Silver Bow MT, US
Emiko Gordon - Westminster CO, US
Matt Canetto - Centennial CO, US
International Classification:
G06Q 20/10
G06Q 40/02
G06Q 20/32
G06Q 20/02
G06Q 20/14
G06Q 30/04
G06Q 20/22
Abstract:
A system for bill payment services includes a computer system for accessing biller data, the biller data comprising at least an account identifier, an amount due, and a nominal bill due date. A payment option generator is configured for developing at least one payment option, where a payment is specified responsive to a difference between a proposed payment date and the nominal bill due date. A payer interface is configured for presenting the payment option to the payer, and for accepting a payer option selection and payment funding confirmation. A payment execution controller is responsive to the payer option selection and funding confirmation, for initiating payment to a biller account on behalf of the payer.