US Patent:
20100185536, Jul 22, 2010
Inventors:
Cindy Rentala - Rye NY, US
Donaya Luangchotikul - Belmont CA, US
International Classification:
G06Q 40/00
G06Q 99/00
G06Q 10/00
Abstract:
Data from transactions conducted on prepaid accounts are accumulated for an issuer and its peers. The accumulated data is used for calculations for both the issuer and its peers to make comparison therebetween. The comparisons between the issuer and its peers are rendered graphically in a report. The issuers are in an open system payment processing network that includes merchants and their acquirers, and a transaction handler for authorizing, clearing and settling the transactions that are conducted on prepaid accounts.