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Denise J Torreyson

from Elmsford, NY
Age ~54
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Also known as:
Denise J Finley, Denis Torreyson
Phone and address:
51 Vincent St, Elmsford, NY 10523
(914) 347-4513
Related to:
David N Palm, 60Flavio FalconeJames Falcone, 78Anna FalconeMaurine Falcone, 74Robert Torreyson
Connected to:
Christine A Torreyson, 65Aileen Torrez, 32Amador P Torrez, 49Bella A Torrez, 30Beverly A Torrez, 50Blanka Y Torrez, 45Bonita S Torrez, 61Caroline Torrez, 31Cassie Torrez, 32Catherine I Torrez, 45

Denise Torreyson Phones & Addresses

  • 51 Vincent St, Elmsford, NY 10523 (914) 347-4513
  • White Plains, NY
  • Port Chester, NY
  • West Chester, PA
  • Richmond, VA
  • Westchester, NY
  • 51 Vincent St, Elmsford, NY 10523 (914) 325-1558

Work

Company: Mastercard Jan 2012 Position: Vice president and business leader global network products

Skills

Business Development • Cross Functional Team Leadership • Strategy • Credit Cards • Product Management • Leadership • Electronic Payments • Product Development • Payment Systems • Financial Services • Business Analysis • Cards • E Payments • Debit Cards • Payment Card Processing • Payments • P&L Management • Management • Sdlc • Business Process • Marketing Strategy • Segmentation

Emails

d***[email protected]

Industries

Financial Services

Resumes

Resumes

Denise Torreyson Photo 1

Vice President And Business Leader Global Network Products

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Location:
51 Vincent St, Elmsford, NY 10523
Industry:
Financial Services
Work:
Mastercard
Vice President and Business Leader Global Network Products
Skills:
Business Development
Cross Functional Team Leadership
Strategy
Credit Cards
Product Management
Leadership
Electronic Payments
Product Development
Payment Systems
Financial Services
Business Analysis
Cards
E Payments
Debit Cards
Payment Card Processing
Payments
P&L Management
Management
Sdlc
Business Process
Marketing Strategy
Segmentation

Publications

Us Patents

Methods And Systems For Linking Multiple Accounts

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US Patent:
20100258620, Oct 14, 2010
Filed:
Apr 8, 2010
Appl. No.:
12/756795
Inventors:
Denise Torreyson - Elmsford NY, US
Anant Nambiar - Larchmont NY, US
Deborah Barta - Wildwood MO, US
Anne Henke - Dardenne Prairie MO, US
Jodi David - Dardenne Prairie MO, US
International Classification:
G06Q 40/00
US Classification:
235379
Abstract:
A method for processing a financial transaction using an interchange network computer coupled to a database is described. The transaction is initiated with a transaction card associated with a linked account. The method includes receiving, at the interchange network computer, a linked account data file for the first transaction card. The data file includes data associating the first card with a first secondary account and data linking the first secondary account to a first primary account. The method also includes storing the data file within the database and receiving a first authorization request message for the first transaction. The method also includes determining, based on data included within the first authorization request message, that the first card is associated with the first secondary account and processing the first authorization request message by applying at least one processing code associated with the first primary account to the first transaction.

Method And Apparatus For Value Interchange Pricing

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US Patent:
20110302080, Dec 8, 2011
Filed:
Jun 3, 2011
Appl. No.:
13/152858
Inventors:
Brigette White - Cortland Manor NY, US
Denise Torreyson - Elmsford NY, US
Steven J. Jonas - Westport CT, US
International Classification:
G06Q 20/00
US Classification:
705 39
Abstract:
Systems, methods, apparatus, computer program code, and means for processing transactions are provided which include receiving transaction data associated with a payment transaction, said transaction data including a payment account identifier, the payment account identifier identifying a payment account, determining a value score associated with the payment account identifier, determining, based on the value score, an interchange tier associated with the payment account identifier, and providing an indication of the interchange tier to a clearing and settlement process involving the payment account identifier.

Method And Apparatus For Dynamic Interchange Pricing

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US Patent:
20100088204, Apr 8, 2010
Filed:
Oct 7, 2009
Appl. No.:
12/574822
Inventors:
Anant Nambiar - Larchmont NY, US
James Carrington - Larchmont NY, US
Denise Torreyson - Elmsford NY, US
Steven J. Jonas - Westport CT, US
International Classification:
G06Q 20/00
G06K 5/00
G06Q 10/00
G06Q 30/00
US Classification:
705 30, 235380, 705400, 705 44
Abstract:
A method includes receiving transaction data associated with a payment transaction. The transaction data includes a payment account identifier. The payment account identifier identifies a payment account. The method further includes obtaining a spending history associated with the payment account identified by the payment account identifier. The spending history reflects a total amount of spending transactions charged to the payment account during a period of time. The method also includes providing an indication of the spending history to an acquirer.

Method And Apparatus For Dynamic Interchange Pricing

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US Patent:
20170364780, Dec 21, 2017
Filed:
Aug 15, 2017
Appl. No.:
15/677350
Inventors:
- Purchase NY, US
James Carrington - Larchmont NY, US
Denise Torreyson - Elmsford NY, US
Steven J. Jonas - Westport CT, US
International Classification:
G06K 15/02
Abstract:
Methods and systems for dynamically determining interchange fees. In an embodiment, an acquirer computer transmits a payment card account authorization request to a payment processing network, and receives an authorization response authorizing the transaction and comprising a spending history indication reflecting a compilation of spending history data of a group of payment card accounts that qualify for dynamic interchange rate setting. The acquirer computer then stores the spending history indication, transmits the authorization response to a merchant processing system computer, receives a clearing file from the merchant processing system computer, determines that an interchange rate depends on the spending history indication, selects an interchange rate from an interchange rate selection database based on the spending history indication, calculates an interchange fee based on the interchange rate, and transmits the clearing file and the interchange fee to the payment network for clearing of the transaction.

Method And Apparatus For Value Interchange Pricing

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US Patent:
20150221028, Aug 6, 2015
Filed:
Apr 17, 2015
Appl. No.:
14/689905
Inventors:
- Purchase NY, US
Denise Torreyson - Elmsford NY, US
Steven J. Jonas - Westport CT, US
International Classification:
G06Q 40/02
G06Q 20/34
Abstract:
Methods, systems and computer readable media for determining an interchange tier to apply to individual payment card accounts. In an embodiment, a payment card system operator computer establishes scoring rules and at least two interchange tiers to associate with payment card accounts, transmits the scoring rules to at least one issuer, receives payment card account data, and scores each of the plurality of individual payment card accounts, and scores each of the payment card accounts according to the scoring rules. The process also includes assigning an interchange tier to each of the plurality of individual payment card accounts in accordance with the scoring, and storing information indicating the interchange tier associated with each of the plurality of individual payment card accounts for use during purchase transactions in a tier and scoring database.
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Denise J Torreyson from Elmsford, NY, age ~54 Get Report