Charl Botes

20200410478, Dec 31, 2020

Jun 24, 2020

16/911004

- Purchase NY, US
Piyush Maurya - South Amboy NJ, US
Maurice David Liscia - Long Island City NY, US
Charl Frederik Botes - Stamford CT, US

G06Q 20/36
G06Q 20/32
G06Q 20/42

Methods and systems for provisioning a secure element of a digital device with financial credentials of a consumer are disclosed. In an embodiment, an external entity computer receives from one of a merchant computer or a manufacturer computer, a consumer order for a digital device that includes a secure element (SE). The external entity computer then obtains, based on the digital device information setup data of a digital device which fulfills the order, and transmits a financial account provisioning request including the setup data and the consumer account information to a token service provider (TSP) computer. The process also includes the external entity computer receiving provisioning data including a personalization script which includes financial account token credentials of the consumer from the TSP computer, and then personalizes the ordered digital device with the financial account token credentials.

20180268406, Sep 20, 2018

Mar 20, 2017

15/463045

- Purchase NY, US
Eddy VAN DE VELDE - Leuven, BE
Sebastien POCHIC - Brussels, BE
Mark AQUILINA - Denver CO, US
Charl Frederik BOTES - Mamaroneck NY, US

Mastercard International Incorporated - Purchase NY

G06Q 20/40
G06Q 20/34
G06Q 20/20

A method for providing scripts for execution as part of an electronic transaction includes: storing, in a memory of an integrated circuit payment card, at least one or more executable scripts, payment credentials, and a cryptogram rule; receiving, by a receiving device of the integrated circuit payment card, a transaction request from a point of sale device, wherein the transaction request includes at least one or more transaction items and a script request; generating, by a generation module of the integrated circuit payment card, at least one payment cryptogram based on at least the cryptogram rule and at least one of the one or more transaction items; and electronically transmitting, by a transmitting device of the integrated circuit payment card, at least one of the one or more executable scripts, the payment credentials, and the generated at least one payment cryptogram to the point of sale device.

20170200149, Jul 13, 2017

Jan 28, 2016

15/009612

- Purchase NY, US
Charl Frederik Botes - White Plains NY, US

G06Q 20/34
G06Q 20/20
G06Q 20/22
G06Q 20/10
G06Q 20/38
G06Q 20/40

Presentation of an open-loop smart chip-based payment device is obtained at a terminal-reader assembly in a closed-loop transit environment. Verification of cryptographic credentials associated with the open-loop smart chip-based payment device is carried out at a transit payment network interface processor within the closed-loop transit environment. A financial check of an account associated with the open-loop smart chip-based payment device is performed. Responsive to determining that the verification and financial check are successful, access to the transit environment is granted to a holder of the open-loop smart chip-based payment device.