Resumes
Resumes
Brian Piel Phones & Addresses
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425 Lexbridge Ln, Ballwin, MO 63011 (636) 207-5765
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Innsbrook, MO
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709 Kirkshire Dr, Saint Louis, MO 63122 (314) 821-2386 (314) 965-6306
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2219 Telford Dr, Saint Louis, MO 63125 (314) 638-9467
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Kirkwood, MO
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548 N 33Rd St, East Saint Louis, IL 62205
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E Saint Louis, IL
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Columbia, MO
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Madison, IL
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425 Lexbridge Ln, Ballwin, MO 63011
Work
Position:
Construction and Extraction Occupations
Publications
Us Patents
Transaction Authentication Systems And Methods
View pageUS Patent:
20230040368, Feb 9, 2023
Filed:
Oct 17, 2022
Appl. No.:
17/967667
Inventors:
- Purchase NY, US
Brian Piel - Ballwin MO, US
Brian Piel - Ballwin MO, US
International Classification:
G06Q 20/02
G06Q 20/40
G06Q 20/12
G06Q 20/40
G06Q 20/12
Abstract:
An authentication computing device, including a processor in communication with a memory, for authenticating an ACH transaction processed over an ACH network is provided. The processor is programmed to register a payee with the authentication computing device, and to receive an authentication request for an electronic ACH transaction to transfer funds from a payor account to a payee account. The request is received from a first client computing device and includes an account identifier associated with the payor account. The processor is also programmed to transmit an authentication challenge to a second client computing device based on account data associated with the account identifier. The processor is further programmed to receive a response to the authentication challenge, determine whether the account data has been authenticated based on the received challenge response, and transmit an authentication response to the payee based on the determination.
Systems And Methods For Using Multi-Factor Authentication
View pageUS Patent:
20230036787, Feb 2, 2023
Filed:
Oct 3, 2022
Appl. No.:
17/959153
Inventors:
- Purchase NY, US
Brian Piel - Ballwin MO, US
Brian Piel - Ballwin MO, US
International Classification:
G06Q 40/00
H04W 12/06
G06Q 20/40
H04W 12/06
G06Q 20/40
Abstract:
An authentication computing device stores a cardholder profile that is associated with a candidate cardholder and includes a cardholder identifier, a device identifier, payment account data, and trusted authentication data in a database system, receives an authentication request that is associated with a tax filing of the candidate cardholder and includes a filing identifier from a revenue computing device, detects the authentication request is associated with the candidate cardholder based upon the filing identifier and the cardholder profile, transmits an identity challenge requesting authentication data associated with the candidate cardholder to a user device associated with the device identifier, receives a challenge response including response authentication data from the user device, determines an authentication status associated with the authentication request based on a comparison of the response authentication data and the trusted authentication data, and transmits the authentication status to the revenue computing device.
Systems And Methods For Use In Authenticating Users In Connection With Network Transactions
View pageUS Patent:
20210357922, Nov 18, 2021
Filed:
Aug 2, 2021
Appl. No.:
17/391667
Inventors:
- PURCHASE NY, US
Brian Piel - Ballwin MO, US
Vincenzo Palomba - London, GB
Jonathan James Main - Hook, GB
David Anthony Roberts - Warrington, GB
Brian Piel - Ballwin MO, US
Vincenzo Palomba - London, GB
Jonathan James Main - Hook, GB
David Anthony Roberts - Warrington, GB
International Classification:
G06Q 20/38
G06Q 20/12
G06Q 20/04
G06Q 20/40
G06Q 20/12
G06Q 20/04
G06Q 20/40
Abstract:
Systems and methods are provided for authenticating users. An exemplary method includes receiving, by a directory server (DS), an authentication request for a transaction to an account where the request includes a token and a cryptogram, and transmitting the token and cryptogram to a digital service server (DSS). The method also includes mapping, by the DSS, the token to an account number for the account, validating the cryptogram, generating a directory server nonce (DSN) for the request, and transmitting the DSN and the account number to the DS. The method further includes transmitting, by the DS, the DSN and the account number to an access control server (ACS) associated with an issuer of the account and, in response to an issuer authentication value (IAV), compiling an accountholder authentication value (AAV) including the IAV, the DSN and an amount of the transaction and transmitting the AAV to a merchant or server.
Ach Transaction Authentication Systems And Methods
View pageUS Patent:
20210312407, Oct 7, 2021
Filed:
Jun 21, 2021
Appl. No.:
17/353366
Inventors:
- Purchase NY, US
Brian Piel - Ballwin MO, US
Brian Piel - Ballwin MO, US
International Classification:
G06Q 20/02
G06Q 20/40
G06Q 20/12
G06Q 20/40
G06Q 20/12
Abstract:
An authentication computing device, including a processor in communication with a memory, for authenticating an ACH transaction processed over an ACH network is provided. The processor is programmed to register a payee with the authentication computing device, and to receive an authentication request for an electronic ACH transaction to transfer funds from a payor account to a payee account. The request is received from a first client computing device and includes an account identifier associated with the payor account. The processor is also programmed to transmit an authentication challenge to a second client computing device based on account data associated with the account identifier. The processor is further programmed to receive a response to the authentication challenge, determine whether the account data has been authenticated based on the received challenge response, and transmit an authentication response to the payee based on the determination.
System And Methods For Dynamically Determined Contextual, User-Defined, And Adaptive Authentication Challenges
View pageUS Patent:
20200193443, Jun 18, 2020
Filed:
Dec 17, 2018
Appl. No.:
16/222780
Inventors:
- Purchase NY, US
Brian Piel - Ballwin MO, US
Brian Piel - Ballwin MO, US
International Classification:
G06Q 20/40
G06Q 20/38
G06N 20/00
G06Q 20/38
G06N 20/00
Abstract:
An adaptive authentication (AA) computer device used for improved payment transaction authentication services is provided. The AA computer device includes at least one processor in communication with at least one memory device and is configured to retrieve historical transaction data and authentication types for each historical transaction. The AA computer device is also configured to generate a model associating each of the authentication types with a corresponding set of values for transaction parameters. The AA computer device is further configured to receive pending transaction data including a cardholder identifier of a first cardholder, a merchant identifier, and a transaction amount. The AA computer device is further configured to determine an authentication type by applying the model to the transaction parameters derived from the pending transaction and transmit to the first cardholder an authentication request of the authentication type.
System Architecture And Database For Context-Based Authentication
View pageUS Patent:
20200007536, Jan 2, 2020
Filed:
Jul 2, 2018
Appl. No.:
16/025851
Inventors:
- Purchase NY, US
Brian Piel - Ballwin MO, US
Brian Piel - Ballwin MO, US
International Classification:
H04L 29/06
Abstract:
An authentication correlation (AC) computing device is provided. The AC computing device includes a processor and a memory. The AC computing device receives a first authentication request from a requesting computer device including an account identifier, a first timestamp, and at least one authentication factor, and determines a first security level of the first authentication request. The AC computing device stores the first security level and the first timestamp. The AC computing device is also configured to receive a second authentication request including the account identifier and a second timestamp, determine that the second authentication satisfies an authentication rule based on the account identifier, the second timestamp, and the stored authentication data wherein the rule defines a timeframe and an authentication threshold, and generate an authentication response based on the determination and the authentication rule wherein the authentication response includes an approval indicator.
Systems And Methods For Authenticating Online Users
View pageUS Patent:
20190392440, Dec 26, 2019
Filed:
Jun 21, 2019
Appl. No.:
16/448822
Inventors:
- Purchase NY, US
Julia Sharon Gosset - Tarrytown NY, US
Ranjita Shankar Iyer - Chappaqua NY, US
Brian Piel - Ballwin MO, US
Dennis A. Gamiello - Yorktown Heights NY, US
Christopher John Merz - Wildwood MO, US
Felix Johnnes Flory - Wildwood MO, US
Julia Sharon Gosset - Tarrytown NY, US
Ranjita Shankar Iyer - Chappaqua NY, US
Brian Piel - Ballwin MO, US
Dennis A. Gamiello - Yorktown Heights NY, US
Christopher John Merz - Wildwood MO, US
Felix Johnnes Flory - Wildwood MO, US
International Classification:
G06Q 20/40
H04L 29/06
H04L 29/06
Abstract:
An authentication platform for authenticating an online user is provided. The authentication platform includes a memory device including an authentication profile and at least one processor coupled to the memory device. The at least one processor is programmed to receive an authentication request message for a transaction. The authentication request message includes authentication data. The at least one processor is also programmed to extract the authentication data from the authentication request message and determine if the ACS is available to process the transaction. If the ACS is unavailable, the at least one processor is further programmed to generate, based at least in part on the extracted authentication data, risk-based authentication (RBA) result data including a risk score and transmit an authentication response message based on the RBA result data.
Systems And Methods For Authenticating Online Users With An Access Control Server
View pageUS Patent:
20190392448, Dec 26, 2019
Filed:
Jun 21, 2019
Appl. No.:
16/448572
Inventors:
- Purchase NY, US
Ranjita Shankar Iyer - Chappaqua NY, US
Brian Piel - Ballwin MO, US
Christopher John Merz - Wildwood MO, US
Felix Johannes Flory - Wildwood MO, US
Andres Gonzalez - Doral FL, US
Ranjita Shankar Iyer - Chappaqua NY, US
Brian Piel - Ballwin MO, US
Christopher John Merz - Wildwood MO, US
Felix Johannes Flory - Wildwood MO, US
Andres Gonzalez - Doral FL, US
International Classification:
G06Q 20/40
G06Q 20/32
H04L 29/06
G06Q 20/32
H04L 29/06
Abstract:
A computer-implemented method for authenticating an online user with an access control server (ACS) is provided. The method includes receiving, at a risk-based authentication enabled (RBA-enabled) directory server, an authentication request message including authentication data, extracting, using the RBA-enabled directory server, the authentication data from the authentication request message, transmitting the extracted authentication data to an RBA engine, generating, using the RBA engine, based at least in part on the extracted authentication data, RBA result data including a risk score, a risk analysis, and at least one reason code, transmitting the RBA result data to the RBA-enabled directory server, embedding, using the RBA-enabled directory server, the RBA result data into the authentication request message to generate an enhanced authentication request message, and transmitting the enhanced authentication request message to the ACS to enable the ACS to make an authentication decision based on the RBA result data.