Assaad G Hanna

20070075129, Apr 5, 2007

Sep 30, 2005

11/240755

Assaad Hanna - San Francisco CA, US
Kurt Hansen - Parker CO, US
Dean Seifert - Dublin, IE

First Data Corporation - Englewood CO

G07F 19/00
G06K 5/00
G06Q 40/00

235379000, 235380000, 705039000

A money transfer system using a money transfer instrument purchased at a retail location. The system includes a POS terminal for entering a UPC code carried on the instrument. The POS terminal issues a PIN in response to the UPC code, with the PIN printed on a receipt. The customer may enter the PIN on the instrument. The customer later uses the PIN to obtain a money transfer control number (MTCN) associated with a record of the transfer transaction from a money transfer host.

20070187494, Aug 16, 2007

Feb 16, 2006

11/357784

Assaad Hanna - San Francisco CA, US

First Data Corporation - Englewood CO

G06K 15/00
G07F 19/00
G06F 7/08

235383000, 235379000, 235381000

A method of redeeming cash from a stored-value instrument is disclosed. The method may, at a point-of-sale (“POS”) device associated with a money transfer network, receive an identifier associated with the stored-value instrument and transmit a request to redeem cash associated with the stored-value instrument to an instrument authority system. The instrument authority system may have a database of identifiers, values associated with the identifiers and merchants associated with the identifiers. The method may further receive a response at the POS device from the instrument authority system. Based at least in part on the response, the method may determine whether to dispense cash.

20070214091, Sep 13, 2007

Mar 8, 2007

11/683977

Kurt Hansen - Parker CO, US
Wade Nelson - Castle Rock CO, US
Dean Seifert - Dublin, IE
Assaad Hanna - San Francisco CA, US

The Western Union Company - Englewood CO

G06Q 20/00

705064000, 705079000

A payment instrument that may be purchased at a retail location and used for conducting money transfers and other financial transactions. The amount associated with the instrument is stored in an non-banking account maintained by a money transfer entity. In order to activate the instrument after it has been purchased, a customer links the instrument to a personal profile of the customer using a PIN provided with the instrument.