Andrew E Bruno

20130218758, Aug 22, 2013

Feb 19, 2013

13/770895

Andrew John Bruno Naumann zu Koenigsbrueck - Vashon WA, US
Cory Howard Siddens - Mountain View CA, US
Benjamin Scott Boding - Mountain View CA, US

G06Q 20/38

705 39

Embodiments of the invention relate to methods, apparatuses, and systems for performing, creating, generating, and displaying transaction scorecards related to fraud evaluations of transactions. Methods may include determining if one or more preselected rules are triggered by transaction data associated with a transaction, determining a trigger score for each of the preselected rules, adding the trigger score for each of the preselected rules to a profile score, applying the profile score to at least one transaction decision rule, and displaying transaction evaluation results in a transaction scorecard. Additionally, some embodiments of the invention may combine a centralized multiple merchant fraud model provided by a merchant processor and a merchant customized model, to a produce a hybrid scorecard model. The respective scores of the multiple merchant fraud model and the merchant customized model may be weighted for further customization.